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Photo by Bill Pugliano/Getty Images(OMAHA, Neb.) -- At the annual meeting of his corporation Berkshire Hathaway, the third-richest person in the world, Warren Buffett, told ABC's Rebecca Jarvis that he still carries a Nokia flip phone.

Buffett also shared thoughts on the state of the economy and how Americans are affected by it. The biggest mistake Buffet thinks Americans are prone to making with their money? Buying and selling stocks.

"Anybody that owns American industry, which they can do through stocks, for a 20- to 30-year period is going to do very well," he says. "I think they should forget about having any ideas that they can pick individual stocks or that they can pick when to buy or sell."

Buffett also said that, despite how some many feel, the market isn't set up to favor the rich. "The game isn't rigged," he explained. "People do things that are bad things, but American capitalism isn't rigged. We haven't come from 1776 to this point with a rigged system."

Buffett is in his 50th year running Berkshire Hathaway. Asked whether he would do anything differently, the billionaire told Jarvis that he "would start earlier." Though he bought his first investment at the age of 11, Buffett said he "started reading about it when I was 7, I should have gotten it faster."

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Photo by Stephen McCarthy / SPORTSFILE via Getty Images(NEW YORK) -- Dave Goldberg, the husband of Facebook COO Sheryl Sandberg, died Friday night, according to a Facebook post from Goldberg's brother.

Robert Goldberg wrote on Facebook: "It’s with incredible shock and sadness that I’m letting our friends and family know that my amazing brother, Dave Goldberg, beloved husband of Sheryl Sandberg, father of two wonderful children, and son of Paula Goldberg, passed away suddenly last night. In this time of sorrow, we mourn his passing and remember what an amazing husband, father, brother, son and friend he was. No words can express the depth of loss we feel, but we want his children to learn how much he meant to all of you. In lieu of donations, we want to celebrate his life in a manner that respects the family’s privacy as they cope with this tragic, life changing event: Sheryl, their children, and our family would be grateful if people would post their memories and pictures of Dave to his Facebook profile."

Mark Zuckerberg shared Robert Goldberg's post, adding that Dave Goldberg "was an amazing person and I am glad I got to know him. My thoughts and prayers are with Sheryl and her family. I hope friends will join me in celebrating his life by sharing your memories of Dave on his proflle, as his brother Rob suggests."

Neither post mentioned a cause of death.

SurveyMonkey said in a statement: "We are deeply saddened to announce that Dave Goldberg passed away suddenly last night. Dave’s genius, courage and leadership were overshadowed only by his compassion, friendship and heart. His greatest love was for his family. Our sympathy goes out to them and to all who were touched by this extraordinary man. We are all heartbroken."

According to Goldberg's LinkedIn page, he had been the CEO of Survey Monkey since 2009. He was also the head of music at Yahoo for several years.

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Photo by David Ramos/Getty Images(NEW YORK) -- As the general manager of Skype, Angie Hill practices what she preaches, balancing her life as an executive and mother by conducting much of her daily business on the video conferencing platform.

That also means she has seen her share of Skype fails -- that little faux pas that makes a job interview or a meeting seem less than professional.

"I'll see open closets and things hanging out," she told ABC News. "I still feel like, 'Shut the closet!'"

Hill recently filled Skype's head of social media position with a candidate she said she only interviewed through Skype. It wasn't until his first day in their California office was able to physically shake his hand and welcome him to the team.

With plenty of college students graduating this month and looking for their first job, perhaps out of state, Hill shared a few of her tips for how to ace a Skype interview.

Set the Stage

Just because you're in your apartment, parents' house or in a private room at the library, remember to treat the event with the same level of importance as you would an in-person meeting. At minimum, Hill said it's important to set up your shot and make sure there's nothing embarrassing in the background.

"If you have a pretty vase in the house, set it behind you," she said. "Lighting is important too. You can be on Skype and if you have a super bright background, they might not see you and your expressions."

Test Your Technology

"One of the benefits of Skype is it takes away the stress of finding the location of the interview," Hill said. "But it can also be equally intimidating if you don't know how to use the tool."

She recommends doing a test Skype before an interview with a friend or family member to make sure your technology is working flawlessly and to get reassurance from the other person that your shot looks good.

Move the Box Showing Yourself

We all look at ourselves when using Skype -- whether to admire our appearance, change our expressions or fix our hair. It's second nature and fine when chatting with your best friend, but in an interview, it can come off as showing a lack of eye contact.

"It is probably the hardest thing, to not want to look at yourself but rather the camera," Hill said.

The solution: Move the box from the bottom right corner to an area directly under the camera. You'll still be looking at yourself but will also be giving your interviewer better eye contact.

First Impressions Count

Don't forget - Skype interviews are the real deal.

"First impressions still count so make sure you've done your hair and makeup and treat it like an interview." Hill said. "And remember to smile!"

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RalphCoulter/iStock Editorial/Thinkstock(WASHINGTON) -- The U.S. Department of Transportation announced its next generation of rail tank cars traveling with flammable liquids Friday morning in a press conference in Washington, D.C.

Amid accidents, derailing train cars and cars catching fire, DOT Secretary Anthony Foxx and Canada's Minister of Transport Lisa Raitt revealed a series of stronger and safer rail tank cars both agencies argue will prevent these accidents from happening again, and if an accident does happen, to mitigate the damage.

The new TC-117 standard will better protect cars transporting crude oil by all railway companies in both Canada and the United States. The cars will now be jacketed and constructed with thicker steel, thermal protection, a full head shield, top fitting protection and a new bottom outlet valve.

The new cars will also come equipped with, or be retrofitted with, ECP breaks. ECP breaks can prevent cars from slamming into one another.

Foxx said the ECP break technology is “proven” and can be the difference between a contained fire and a catastrophe.

Train cars used for transporting flammable liquids built on or after Oct. 1, 2015 will be built to the new TC-117 standards; cars built before then will either be replaced or retrofitted within the next five years.

Secretary Foxx said that, "by April 1, 2020 all rail cars transporting crude will be retrofitted or phased out."

The older, most unreliable cars will be retrofitted or phased out by as soon as 2017.

"About 99.9 percent of the time, those transporting crude oil reach their destination safely," Foxx said. "But 99.9 percent isn't enough."

In 2013 in Lac Mégantic, Quebec a train carrying crude oil derailed and crashed, killing 47 people. This was Foxx's first day on the job as Secretary.

Since that incident, Foxx and Raitt have teamed up to improve the quality of cars carrying crude oil.

Both Foxx and Raitt note that years ago, the transportation of crude oil wasn't in such demand. But with growth of crude oil comes growth of train cars carrying it.

“Since 2008, there has been a 4,000 percent increase of the transport of crude oil via rail,” Foxx said.

Raitt added, "[The] truth of the matter -- this does not end here. We will continue to look for more ways to protect everyone” involved in transporting crude oil, and citizens surrounding railroads."

Until cars are retrofitted or phased out, Raitt said that she has lowered the maximum speed limit when trains are traveling through populated areas so that they won't travel faster than 40 mph.

Both Foxx and Raitt note accidents could happen within the next five years -- during the transition -- but say they are seeking to strike a balance, and working as fast as they can.

This change in rail cars is “more aggressive to manufacturers than some of them would like,” but they realize the importance of safety.

“We can never undo the damage done in Lac Mégantic, Quebec,” Raitt said, adding they can try to improve the standards and honor those lives lost with this new technology.

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IKEA(NEW YORK) -- IKEA has expanded a recall of the company’s crib mattress to include additional models following reports that infants were becoming trapped between the mattress and the crib.

The company has received two reports so far of infants becoming entrapped between the mattress and an end of the crib, the U.S. Consumer Product Safety Commission said in a release on Friday. The children were removed from the gap without injury.

This recall affects close to 300,000 mattresses, which applies to any SULTAN or VYSSA crib mattress with the dimensions 52 inches in length by 27 ½ inches wide, with date of manufacture May 4, 2014 or earlier.

An identification label can be found on a permanent label attached to the mattress cover, showing date of manufacture, format and Model: SULTAN or VYSSA name. In the YY-WW format, mattresses with a date code of 14-18 or earlier are being recalled.

A gap between the mattress and crib ends larger than two finger width is an indication of the defective mattress, the CPSC said on Friday.

If any gap is larger, customers should immediately stop using the recalled mattresses and return it to any IKEA store for an exchange or a full refund.

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Plan Check Kitchen Bar(NEW YORK) -- Everyone’s got their go-to guilty pleasure fast food sandwiches -- chefs included.

Toques across the country are making creative interpretations of fast food favorites, such as McDonald’s Egg McMuffin and Burger King’s BK Burger.

Find out how chefs are going full-steam ahead with their own spins on the American classic.

McDonald’s Egg McMuffin

The “Mc-Abigaile” Breakfast Sando Combo #1 at Abigaile in Hermosa Beach, Calif., is a cheffed-up version of the popular breakfast favorite. With American cheese, house-made fennel sausage, sauce, egg and tots, the upscale breakfast sandwich is a salute to the Golden Arches’ version.

Chick-fil-A’s Chicken Sandwich

Chef Alex Harrell’s “Chick-Syl-vain Sandwich” at Sylvain’s in New Orleans begins with boneless, skinless chicken breast brined in buttermilk for 12 hours before frying. The buttermilk includes a homemade hot sauce of black pepper, Worcestershire sauce and a touch of salt.

Burger King’s BK Burger


The award-winning Acadia burger at Acadia in Chicago consists of a double-decker burger with house-made bacon, double crème gouda, garlic pickles and Chef Ryan McCaskey’s own variation of special sauce.

Carl’s Jr.’s Bacon Western Cheeseburger


At Plan Check Kitchen Bar in Los Angeles, Executive Chef Ernesto Uchimura draws inspiration from his childhood culinary indulgence with a K-BBQ burger. This Korean-inspired version has "kimcheese" (gruyere cheese processed with wine and dried kimchi for seasoning), gochujang barbecue sauce, grilled pork belly, sesame salt, fried onions and sprouting onion.

The burger nods to the American classic, while also paying homage to the restaurant’s new neighbor, Western Avenue in Koreatown.

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dulezidar/iStock/Thinkstock(ROME) -- Italy's olive oil industry is in danger from a killer pathogen.

The European Union wants Italy to chop down olive trees across the southern part of the country infected with a killer pathogen to prevent its spread to other olive trees throughout Europe.

Already the price of olive oil in Italy has shot up due to a rainy winter and a pest.  

Companies like Costco Wholesale have already switched from Italy to Greece as the source of extra virgin olive oil this year, citing the the high price and scarce production of Italian oil.

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tarabird/iStock/Thinkstock(NEW YORK) -- Stocks closed higher on the first day of May, erasing much of the losses from the day before.

The Dow Jones Industrial Average closed at 18,024.06 on Friday, up 183.54 from its open.

The Nasdaq rose by 63.97 to close at 5,005.39. The S&P 500 was up by 22.78, finishing the session at 2,108.29.

Shares of online travel company Expedia jumped by 8 percent following an upbeat earnings report, while shares of LinkedIn fell 19 percent after releasing a disappointing forecast.

Demand for small and midsize SUVs is helping to drive up auto sales.  GM, Ford, Toyota, Fiat Chrysler and Nissan all reported on Friday that U.S. sales went up last month, especially for crossover models that handle like cars but sit up higher.

Optimism about the job market lifted consumer sentiment in April to its second-highest level since 2007.  

The University of Michigan's index found consumers expect interest rates to rise, but only modestly.

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Courtesy Noelle Hancock(NEW YORK) -- Noelle Hancock says it was a beach scene screensaver on her computer that prompted her to quit her $95,000 journalism job in New York City at the age of 31 and buy a one-way ticket to St. John in the U.S. Virgin Islands.

“I went to college and I went to New York and I became a journalist but it was always in the back of my mind,” Hancock said Friday on ABC’s Good Morning America. “I would be watching movies that took place in paradise or reading books, and I would be kind of jealous of the characters that got to live these lives.”

“Seeing old colleagues and acquaintances building successful careers can make me second-guess my choices. ... But I have an island,” Hancock wrote in an essay for Cosmpolitan.com. “I live in a charmingly ramshackle one-bedroom apartment on a hillside overlooking the sea.”

Hancock’s essay has already garnered more than 300 comments, many of which applaud Hancock for her move and ask how they can do the same.

“Thank you, I needed that. My boyfriend and I are leaving our jobs at top Fortune 500 companies. We are moving to Colorado with the hopes of living our adventurous mountain dream,” wrote another.

"I would say that you can do it too...sometimes you really just have to lead and the net will appear," Hancock told GMA. "It sounds really scary but living here has showed me that there's a different way of living and sometimes you can just arrive some place with first and last month's rent and, you know, start something completely new."

Hancock wrote on Cosmopolitan.com that she got the most resistance from her parents, who could not believe their Yale-educated daughter -- whose classmates would go on to found Pinterest and win an Emmy, Hancock wrote -- would choose the island life.

"My family definitely thought that I had lost my mind," Hancock told GMA. "I grew up in a conservative household where you stay the course and you work hard and you go to school and you go and you enter the professional world and you work your way up the chain and you certainly don't spend 10 years building a career to suddenly chuck it all and move to an island and scoop ice cream so I think they definitely thought that I was in need of a therapist."

"At the same time, I had a ton of friends who said, 'Oh, absolutely. That's what I would like to do if I could,'" she said. "So I had support and, my parents, they're actually very supportive, they just didn't necessarily understand what I was doing because they'd come from a different generation where that's just not what you do."

In her essay, Hancock also pointed out the obvious differences between Manhattan and St. John -- she found a chicken in the bathroom of her St. John apartment -- and the more surprising.

“It's ironic to feel lonely on an island of 4 million people, but it seemed I spent my life staring at screens: laptop, cell phone, iPad -- hell, even the taxis and elevators had televisions in them. I felt stressed, uninspired and disconnected,” Hancock wrote of her Manhattan lifestyle.

“People gather on the beaches at dusk to watch the sunsets together. I see my friends every day. On our days off, we hike the local ruins, dive, or go boating to the nearby British Virgin Islands,” she wrote of her lifestyle in St. John, population 4,100.

The former journalist told GMA that she found out the things one would think would be missed from big city life, really do not matter in the end.

"Manhattan is a place where you can get anything at any time and I've moved to a place where there's no delivery because there are no addresses," Hancock said. "You're literally living in place where there are chickens running out on the road and sometimes you run out of water and it takes a day or two for it to get replaced and sometimes the power goes out but when those things happen you realize the things that you want and the things that you need and that's the beauty of living here with a simpler lifestyle."

"That said, you definitely miss really good pizza or somebody bringing you Chinese food to your door," she continued. "You miss the little things but you get something so much bigger in the trade-off."

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Apple Inc.(NEW YORK) -- It turns out tattoo ink and the Apple Watch aren't always compatible.

Apple updated its support page this week to explain how "some tattoos" can make the heart rate sensor malfunction.

"Permanent or temporary changes to your skin, such as some tattoos, can also impact heart rate sensor performance," Apple said on its support page. "The ink, pattern, and saturation of some tattoos can block light from the sensor, making it difficult to get reliable readings."

People with wrist tattoos who strap on an Apple Watch may be met with a frustrating experience, as evidenced in a video posted to YouTube this week that has since racked up nearly half a million views.

In the video, Michael Lovell shows how his new Apple Watch functions perfectly on his tattoo-free left wrist while on his right wrist, which has colorful ink, his heart rate readings were "all over the place."

"When I set up the watch, I noticed it kept constantly asking for the passcode," he added in the caption under his video. "I had read that it should only ask for the passcode for added security when it loses contact with the skin, for example being stolen from your wrist."

While Lovell wrote that he is disappointed the watch isn't compatible with his ink, Apple has offered a fix of sorts in its support section, advising users they can connect their watch wirelessly to an external heart rate monitor.

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iStock/Thinkstock(NEW YORK) — Many Americans are drowning in debt to a tune of $60 billion in 2014, according to financial site Wallethub.

“Americans this year garnered more than $60 billion in debt — that’s from 2014. [In] 2015, we’re looking at $70 billion as the current projection,” said Wallethub spokesperson Jill Gonzalez.

At a time when “budgeting is really the name of the game,” according to Gonzalez, people from cities in the South, including Columbus, Georgia, and Biloxi, Mississippi, aren’t budgeting so well. Gonzalez says those cities rank among the lowest in the U.S. for managing finances.

Other parts of the country are doing better, says Gonzalez. “So a lot of midwestern or northern cities [are the top five] on the list,” she said.

Here are the top five U.S. cities for budgeting:

  1. Fargo, North Dakota
  2. Sioux Falls, South Dakota
  3. Rochester, Minnesota
  4. Minneapolis, Minnesota
  5. Boston, Massachusetts

Out of 150 cities on the list, Gonzalez notes Las Vegas, Nevada, ranked 148th. Albany, New York, and Jackson, Mississippi ranked last on the list.

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Bryan Mitchell/Getty Images(HAWTHORNE, Calif.) -- Tesla wants to start a revolution in the way the world stores energy.

CEO Elon Musk unveiled batteries Thursday night that he said will help move homes, businesses and utilities away from the power grid and toward a more sustainable future with renewable energy.

"We're talking about trying to change the fundamental energy infrastructure of the world," Musk said during a presentation at Tesla's design studio in Hawthorne, California.

With the announcement of two new batteries for homes and businesses, Tesla becomes more than just a car company.

Leveraging the battery technology from its Model S sedans, Tesla's consumer version for the home will be called the Powerwall.

The software-controlled unit mounts to a wall and is integrated with the local grid, allowing homeowners the chance to shift between the grid and their own reserve of energy.

The battery, which will be installed by certified technicians, is being offered in two sizes at costs of $3,000 and $3,500, not including installation and an inverter.

"I think the announcement is really exciting and what Musk is doing is pushing the envelope not for his own company but also for his competitors," Brian Warshay, an analyst at Bloomberg New Energy Finance, told ABC News.

While residential batteries could help consumers save money by charging when electricity rates are low and then providing more power when costs are high, Warshay said the main benefit of having a Tesla battery in the home will be for back-up power.

"What the batteries do provide is an element of reliability and back-up power for when the grid does go down," he said.

Deliveries are expected to begin this summer in the United States with manufacturing of the batteries later moving to Tesla's multi-billion dollar gigafactory as soon as construction is complete.

Tesla's clean energy push also works for businesses with a product called the Powerpack that Musk said can be scaled infinitely to accommodate businesses of all sizes.

Among the early customers are Amazon and Target, which are piloting the commercial batteries at select locations. The technology allows them to go off the grid at peak times and turn to the energy reserves in their Tesla batteries.

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JOHN GURZINSKI/AFP/Getty Images(LAS VEGAS) -- After Saturday, either Floyd Mayweather Jr. or Manny Pacquiao will be the welterweight champion of the world -- but both opponents in the boxing mega-match will be millions and millions of dollars richer, win or lose.

"When all the accounting is done, each man should make well over $100 million, about double the biggest previous boxing payout," The New York Times reports.

The official weigh-in will take place Friday night in Las Vegas before fight night begins Saturday at 9 p.m. ET at the MGM Grand.

Mayweather, the highest-paid athlete in the world, according to Forbes, grew up in a boxing family. His father and trainer, Floyd Mayweather Sr., fought and lost to the legendary boxing champ Sugar Ray Leonard in 1978.

Pacquiao, born on the southern coast of the Philippines, is spending his second term as a member of the House of Representatives there. As a teenager, he moved to Manila to earn money and soon started boxing.

One opponent of both Mayweather and Pacquiao, Oscar De La Hoya, described his struggle to predict a winner.

"My head goes with Mayweather, my heart is with Pacquiao," De La Hoya told ESPN. "I like Pacquiao. I like what he stands for, what he believes in. I like his fighting spirit. I respect the boxer [Mayweather] but I love the fighter [Pacquiao].

"We know what Mayweather is going to do," De La Hoya said. "He doesn't change his game plan. There's nothing new to his style. With Pacquiao, there is so much room for improvement that he might surprise us."

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ABC News(SANTA MONICA, Calif.) -- A psychologist in California asks her clients in couples therapy to build Ikea furniture together to help work on their relationship issues.

Ramani Durvasula, a licensed psychologist in Santa Monica, California, said she knew from personal experience how trying building a piece of Ikea furniture with a partner can be.

"I would laugh with my ex-husband about it. I saw what a pressure cooker it was," she said. "In the end, we hired someone to put the furniture together."

Durvasula decided to apply that "pressure cooker" environment to her couples therapy clients to see if it could help build their relationship.

ABC News asked Stephanie Aguirre, 23, and Samuel Hidalgo, 29, of Orange County, California, to ask Durvasula what she had to say about their Ikea experience. The couple has dated for three years and decided this could be the experiment to help them decide whether to live together.

Hidalgo, a technician for a dental laboratory, said he was "excited" at the possibility of moving in with Aguirre, with some practical reservations.

"It's just, you know, money-wise and stuff like that," he said. "That's what's kind of holding us back."

Aguirre, a recent UCLA graduate, said she was also optimistic.

"I think he really emphasizes with my needs," she said. "So I'm considering going back to grad school and we were discussing maybe I move closer to campus, which he brought up....That was really nice of him."

Durvasula asks couples to buy their own furniture that they want to keep in their home. She asks them to build it in their home, without her supervision, so it's more realistic.

"The first time I did it was five or six years ago. It was on a lark. I said to a couple, 'Let’s try this.' They laughed and thought it was ridiculous," she said. "But we learned a lot."

"Sometimes, it’s not about Ikea or shopping, but the collaboration of putting something together," she said.

Durvasula said she works with adults and couples with a "wide range of disorders," from depression to eating disorders.

She said she often focuses "on relationships with someone with narcissism. From a furniture perspective, in that case, it’s really hard to have someone listen to you in putting together a large piece of furniture."

In a statement to ABC News, IKEA noted that customers aren't required to assemble their own furniture if they don't want to.

"At IKEA, our goal is to create a better everyday life at home," the statement read. "To make shopping at IKEA stress free and enjoyable, we offer a number of options. Customers ... can choose from several service options to make the final process easy. This includes IKEA picking their chosen items for them in the store, picking and delivering them to their home or a combo of three; picking, delivering and assembling their new products. All these choices contribute to having a great IKEA shopping experience."

However, Durvasula joked, putting together a piece of Ikea furniture is as real as a real-life experiment can be.

"Let’s face it, you won't have an affluent couple doing this," she said. "They will be like most of us -- the 99 percent."

Hidalgo and Aguirre chose a shelving unit and were able to finish building it in about an hour, even though they didn't have the instructions, at first. Durvasula noted that their communication appeared "collaborative," because they used questions instead of commands to finish the task and compromised.

"When she was not able to do something, you didn't criticize her," Durvasula told Hidalgo, also noting that couples can "fake" politeness only "for a minute" when trying to accomplish a task.

Durvasula added that a "busted, broken-up [piece of] Ikea furniture is forever a monument of something that went wrong." She said it's "almost like a picture of the girl your husband cheated on you with."

"No matter what, I get clinical data," she said. "It’s a win for me, though it may not be for them."

For Hidalgo and Aguirre, the exercise proved fruitful.

When asked after meeting with her how they felt about moving in together, Hidalgo said, "I feel much better. I mean, building the piece of furniture didn't seem like much. It was just fun, but now that she analyzed it, I feel much, much better about it.”


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stu99/iStock/Thinkstock(NEW YORK) -- Worries the economy is slowing down pushed the markets lower on Thursday.

The Dow Jones Industrial Average plunged 195.01 points to 17,840.52.

The Nasdaq gave up 82.22 points to land at 4,941.42 and the S&P closed down 21.34 at 2,085.51.

The number of people filing for unemployment is down, falling last week to the lowest level in 15 years.  Analysts say that could be an encouraging sign that the rough winter's effect on the economy may be temporary.

Mortgage rates are up a little this week, still near historic lows.  Freddie Mac says the average for a 30-year loan is 3.68 percent, while 15-year mortgages, a popular option for refinancing, average 3.38 percent.

Those planning for retirement may want to think of the date they plan to stop working as days and months away, instead of years.  New research in the journal Psychological Science found doing that makes future events seem closer, and a lot more urgent.

 

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